(CA) 
⭐ Best Payout Online Casino – Real Money List
Check out the top 5 real money casinos with the best payouts.
Every month we test all available online casinos in all eligible states in the US. Our criteria includes the amount of high RTP free casino games that pay real money, selection of banking methods, withdrawal times and overall usability of the online casino site and mobile app.
All the reviewed real money online casinos are available in states with legal online gambling. These are New Jersey, Pennsylvania, Michigan and West Virginia.
Here is our top 5 best payout online casinos in the US for May 2025. These brands performed the best during the May testing.
1. BetMGM Casino: 98.3% RTP
| Payout Rate | 98.3% |
| Payout Speed | 1-3 days; usually 5-24 hours as it is an easy cashout online casino |
| Slot Games Library | 800+ |
| Highest Paying Slots | MGM Grand Millions, White Rabbit Megaways, 88 Fortunes, Blood Suckers, Starmania, Cleopatra, Wheel of Fortune |
| Banking Methods | 10+ |
BetMGM Casino is the highest paying real money online casino in the US. It took it’s first place in our rating due to its stellar reputation, as well as the biggest selection of high paying casino games. BetMGM has a rich online gambling library including online slots, progressive jackpot slots, classic table games, live dealer games, and exclusive casino games.
You can deposit money to your casino via VIP Preferred ACH/eCheck, VISA/Mastercard debit or credit card, MGM Rewards master card, Apple Pay, Discover credit card, BetMGM Prepaid Play+, e-wallet such as PayPal, and online banking transfer. Players can withdraw large payouts using the VIP Preferred (eCheck), online banking method, and cash at the casino cage withdrawal options.
Players also get access to different promotions including one of the best no deposit bonus, deposit match offer and the BetMGM Rewards loyalty program. New s can easily claim all of those promotions with the BetMGM bonus code: FINDERCASINO in NJ, PA, WV and BONUSCASINO in Michigan.
Pros
- Trusted decadeds-old MGM brand available for USA players in all legal gambling payout online casino states
- Amazing no deposit welcome offer in every casino state
- Very competitive online casino game odds and slots for high payouts
Cons
- Free spins no deposit offer is only available in West Virginia
- Online poker casino games and sports apps are not integrated
2. Golden Nugget Casino: 98.1% RTP
| Payout Rate | 98.% |
| Payout Speed | 1-4 days (average; instant payouts possible) |
| Slot Games Library | 700+ |
| Highest Paying Slots | Divine Fortune, Mercy of the Gods, Wild Wild 7, Fortune Coin Boost Jackpot, Almighty Buffalo Megaways |
| Banking Methods | 8+ |
Golden Nugget Online Casino is available in NJ, MI, PA and WV. It is another popular casino site where gamblers can win real money and get high payouts. You have a chance to win guaranteed prizes in the $10 Million Golden Race ($75,000 grand prize), double points for Game of the Week, and Casino VIP Program Golden Rewards Club.
Golden Nugget Casino site has all the fast and secure payment methods that you can use to withdraw your big winnings. Online banking, Visa, PayPal, Play+, eCheck, and ACH are the popular banking methods.
Golden Nugget popular games that can help you win big money and payday include Blackjack, live dealer games, Megaways, Jackpots, Online slots, Roulette games, Slingo, Video Poker, and Scratchers. High payout titles such as Blackjack games have special promotions where you can win extra money at best paying online casinos.
Pros
- New s can get 250 free spins to play high paying slots for free.
- Fast Play+ card deposits
- Best 24/7 live casino games like top online casinos
Cons
- Wagering requirement for the welcome bonus is bit high (10x).
- Withdrawal time might take up to 24 hours.
3. DraftKings Casino: 98.1% RTP
| Payout Rate | 96.2%-98.1% |
| Payout Speed | 5-24 hours+ subject to processing times |
| Slot Games Library | 879 |
| Highest Paying Slots | Cash Eruption, Cleopatra, Atlantis Megaways, 88 Fortunes, Bonanza, Extra Chilli Megaways slot |
| Banking Methods | 9+ |
DraftKings Casino is among the most widely available online gambling options in America. You have access to top RTP games (Return-to-Player) like table games, live casino games, jackpot games, and video poker. Your high payouts will also be magnified as you get access to DraftKings Dynasty Rewards Program, VIP Loyalty program, top payment methods, and DK Dollar Free credits.
Pros
- Total number of Games: 972+; including 55 jackpots, 77 table games, and 42 Megaways slots
- Choose DraftKings game variety for quality reasons, good customer service; hundreds of games in library, including slot machines, Bingo, Keno, and plenty of Las Vegas slota
- New highest paying online casino games added regularly
- Exclusive progressive jackpots, and limited edition table games
Cons
- Mobile interface can be improved at par with best online casinos
- Redemption of DK dollars, free credits, Dynasty rewards could be simplified
4. Caesars Palace Online Casino: 97.8% RTP
| Payout Rate | 97.8% |
| Payout Speed | Usually 24 hours (average) |
| Slot Games Library | 150+ online casino games |
| Highest Paying Slots | Piggy Riches, Cash Eruption, Cleopatra II, Monopoly, Wheel of Fortune Megaways |
| Banking Methods | 11+ |
Caesars Palace Online Casino real money online casino gives a whopping 100% up to $2,500 to new gamblers in the USA. That money along with top Caesars online games like the hugely paying progressive jackpots, live casino games, Blackjack, and online Roulette make it a preferred casino site for Americans.
Caesars features the high RTP games Divine Fortune. You can play with a minimum bet of 20 cents and a maximum stake of $100. Other games where you can hit big wins are penny slots, table games, classic slots, Megaways, and scratchers.
Pros
- Array of payment methods including credit cards, debit cards (Visa, MasterCard, and Discover), eCheck (VIP Preferred), online banking (PayWithMyBank), Caesars Palace Online Casino Prepaid Play+ Card, and PayNearMe, cash at cage
- Digital withdrawal methods include PayPal, Play+, eCheck, and others
- Caesars rewards and tier points for gameplay and best online casino payouts
Cons
- Game selection and range is rather limited at Caesars Palace online casinos in some states
- Website and app navigation needs some work
5. BetRivers Casino: 97.61% RTP
| Payout Rate | 97.61% |
| Payout Speed | Processed within 24 hours (fast payouts) |
| Slot Games Library | 600+ |
| Highest Paying Slots | Legend of the Tomb, Gypsy Riches, Hypernova Megaways, Fortune Frog, Triple Jackpot Gems, China Shores |
| Banking Methods | 6+ |
BetRivers casinos in the US has a total of 784 games, including slots, tables, live casino games, tourneys, steppers, and slingo.
You can bet on games with high payout percentages (RTP) such as Divine Fortune, Mercy of the Gods, Cleopatra, Gypsy Fire, Imperial Wealth Quick Strike, MegaJackpots Siberian Storm, or slot tournaments. BetRivers also has hot games by payback percentages.
Some of these hot games include Wild Fury Jackpots (169% payback), Double Diamond (159% payback), Diamond Hearts (162% payback), Smash the Pig (142% payback), and Action Jack (110% payback). That rich games lobby merits to be listed among the best choices among casino players.
Pros
- BetRivers Play+ Card, Credit/Debit card, Online Banking or VIP Preferred ACH among banking options
- All popular game suppliers including NetEnt, Konami, Red Tiger, Everi, Lightning, Light and Wonder
- Easy site navigation; search games by payouts and returns
- Bonus Store for all giving bonus bets, bingo, scratch cards, wheel spins, and profit boosts
Cons
- incentive is small compared to best online casinos
- Live Dealer availability is limited
⭐ What is The Best Online Casino That Pays Real Money?
BetMGM Casino is arguably the best among the best payout online casinos. The brand wins in all aspects of online casino gaming. As a new customer, you can expect to get access to the best casino games, daily promotions, welcome bonus, promos for existing players, various banking methods, 24/7 customer , and top-notch interface.
Why it is the top entry among best payout online casinos out there?
- New s can get the biggest no deposit bonus worth $25. What is even better it comes with 1x wagering requirement.
- 1500+ casino games of all kinds, including top slots and live dealers.
- Top of the line VIP promotions for new and existing s, loyalty program.
- Among the most reputable real money casino site in the US.
⭐ Online Casinos with Highest Slot Payouts
All online casinos in the US offer hundreds of online slots from the best providers in the world. However, not all of them have good RTP, which ensure high slot payouts.
The return to the player (RTP) depends on the online casino, so same online slots can have different RTP. To make your life a bit easier, we have found online casinos with highest slot payouts.
| Top Online Casinos that Payout | Payout Rate | Payout Speed | Highest Paying Slot |
|---|---|---|---|
| BetMGM Casino | 98.4% | 72 hours | MGM Grand Millions |
| Golden Nugget Casino | 96.2% | 1-3 days+ | 88 Fortunes Megaways |
| FanDuel | 96.27% | 72 hours | Divine Fortune |
| DraftKings | 98.1% | 48 hours | 100,000 Pyramid |
| BetRivers | 98% | 4-72 hours | Cosmic Convoy |
| Caesars | 97.8% | 48 hours | 88 Fortunes slot |
| PartyCasino | 97.2% | 72 hours | Sweet Bonanza |
⭐ Highest Paying Online Casino Games: How to Win Big?
There are many factors that decide the payout rate of an online casino site. A legit casino will qualify as a top paying mobile casino if there is a huge selection of games with excellent RTPs (Return to Player). Pay attention to the RTP aka return to player data of each casino game. The higher the RTP, the higher are your chances of big payouts. At the same time, low volatility with slots can also be a factor.
Play slots which are high in RTP and low in volatility. If the return rate to the player is bad, then the casino payout is going to be bad. The more the RTP the better. In short, anything closer to an RTP of max 100 points is good. 85-94% RTP is not so good but 98-99% RTP is quite good. Likewise, you can adopt certain strategies to enhace your winnings at online gaming sites. We have researched the top games and methods at casinos that actually pay out.
A mobile gaming casino site will offer many hunderds of games each with varying payout rates. There are pros and cons with each best payout casino game. Lookout for top payout percentages as we have explained below in different categories of games.
1. Play Live Dealer Casinos Offering High Payouts: 98% RTP
Live Casinos are invariably present among best paying online casinos. Take a look at the casino payouts data from Golden Nugget online live dealer lobby in New Jersey. All you need to do is to win a big paycheck at these games with low house edges by choosing an amount between the minimum bet and the highest possible stakes. Do not worry about the payout speed. Blackjack RTP can go to over 99.4%, Craps 98.6%, Roulette 94.5%- 98%, and Baccarat 98.5% or more.
| High Paying Games | Max Payout | Minimum Bet | Maximum Bet |
|---|---|---|---|
| Unlimited Blackjack live casino games | $4,000 | $1 | $1,000 |
| High Limits Blackjack | $10,000 | $100 | $2,500 |
| Live High Dealer Blackjack (table 1) | $8,000 | $25 | $2,000 |
| Live Dealer Casino - Three Card Poker | $250,000 | $1 | $1,000 |
| Casino Hold Em table games | $250,000 | $1 | $250 |
| Baccarat live casino games (table 1) | $5,000 | $1 | $2,000 |
| Roulette live casino games (table 1) | $17,800 | $1 | $2,000 |
| Live Dealer Blackjack (table 7) | $8,000 | $50 | $2,000 |
| Live Roulette live casino games (NJ casino floor) | $17,800 | $1 | $2,000 |
More about live dealer online casino games
2. Play Top Jackpot Slots for Big Wins at Highest Paying Online Casinos: 97-98%
US players have access to different high casino slot payouts at best paying online casinos. But we recommend that you try to spin the reels of these highest paying online casino slot games because they excel with respect to their RTP among highest payout online casino apps. BonusFinder experts give you the highest paying online slots.
| Best Payout Slots | RTP |
|---|---|
| Blood Sucker | 98% |
| Starmania | 97.87% |
| White Rabbit Megaways | 97.77% |
| Wolf Pack Pays | 97.75% |
| Secrets of Atlantis | 97.07% |
Payout percentage can be very high with online slots. Best payout online is often possible with slot games although you need to be very lucky to win jackpot money. Internet casinos offer the best paying online slots which are often the highest paying casino games. Play one or more of the following casino games to improve your chances of huge payouts at the highest payout online casinos. You will find jackpot slots or high paying casino games at the best USA gambling sites.
- Divine Fortune
- Mercy of the Gods (always among high paying games at best payout casinos)
- Megaways Games (Bonanza Megaways, Hypernova Megaways, Extra Chilly Megaways)
- Siberian Storm (best casino payouts are more likely if you play this slot)
- Wild Wild 7s progressive slot
- China Shores Quick Strike Online
3. Bet on Best High-Return-to-Player Slots: 98%
A big win is not possible unless you stake big on slots with high payout percentages when you choose online casinos. Try playing these highest RTP slots, for example, for huge returns.
| High Pay Slot Game | RTP (payout percentage) | Maximum Win and Payout | Game Volatility |
|---|---|---|---|
| Bloodsuckers | 98% | 1,014.6x | Low |
| Starmania | 97.87% | 1,000x | Medium |
| Wolfpack Pays | 97.75% | N/A | High |
| White Rabbit | 97.72% | 13,000x | Very High |
| Jack Hammer 2 | 97.07% | 1,980x | Low |
| Secrets of Atlantis | 97.07% | 3,200x | Medium |
| Guns N Roses | 96.98% | 1,250x | Low-Medium |
| Jimi Hendrix | 96.90% | 400x | Low |
4. Play Games With Best Progressive Jackpots at Casinos: 96-98%
Your wins can multiply manifold if you are lucky and if you pick the right highest payout casino games when you spin the reels. Progressive jackpot slots present more opportunities to cashout big money with their great payout figures and payout rate. Online casinos cannot do business without offering huge jackpot slots to players dreaming of winning big and withdrawing big money. Make sure you click on the progressive jackpot tab on the gaming site. Check out here the size of such wins at different operators.
| Online Casinos | Progressive Jackpots | Highest Jackpot Pay | US States to Play in |
|---|---|---|---|
| BetMGM Casino | 15 | $2,276,039 | MI, NJ, PA, WV |
| Golden Nugget Casino | 27 | $47,097 | NJ, MI, WV, PA |
| DraftKings Online Casino | 7 | $587,710 | CT, MI, NJ, PA, WV |
| Caesars Palace Online Casino | 2 | $104,197 | NJ, MI, PA, WV |
| BetRivers/SugarHouse | 6 | $88,294 | NJ, MI, PA, WV |
5. Play Tables for Highest Paying Casino Games: 99%
Playing table games like Blackjack, Roulette, and Baccarat can make you rich at the fastest payout casino sites with their excellent payouts. Fastest wins are often possible with table games and live dealer games like live Blackjack or live Baccarat at fast payout casinos. Some gambling sites like DraftKings features exclusive tables with best payout online jackpots featuring a high payout.
| Table Game | RTP | Casinos to Play at |
|---|---|---|
| Online Blackjack | over 99.3% | BetMGM Casino |
| American Roulette | 94.7% | BetRivers |
| European Roulette | 97.1% | Ocean Casino BetMGM |
| French Roulette | 97.1% | Pala Casino |
| Baccarat | 98.93% | Mohegan Sun Casino |
| Live Casino Games | 94-99% | Golden Nugget |
6. Play Video Poker for Best Online Payouts: 99%
The highest payout casinos always have video poker games for players. You have options like Game King video poker, Ultimate X Poker, Ten Play Draw Poker, and others at top payout casinos offering best odds. You can play and win at fast payout online casino websites or on the highest paying online casino app for Android or iOS devices.
| Video Poker Games | Casino Payout Ratio |
|---|---|
| Double Bonus Poker | 100.1% |
| Aces and Faces | 99.8% |
| 7s Wild | 98.8% |
| Jacks or Better | 99.5% |
| Double Joker Poker | 99.6% |
| Three Card Poker | 97.99% |
7. Play Keno Game Online
Online keno is popular at fast paying casinos. It is a lottery style game where you pick and choose your numbers. You choose numbers you like and then the machine draws numbers. If player numbers match the one drawn by the machine, the player wins. It is increasingly building a reputation among highest payout casino games.
Since online keno games come with different numbers, the payout rates can vary greatly. Read more about online Keno and play with bonuses.
8. Play Online Craps: 98.6%
Dice game Craps is played in phases: you start with basic bets on either the Line or Do not bar. A roll with two dice (random number generator) and the wins are decided on whether the roll is 7, 11, or 2 or 3 and so on. You can bet against the banker or the players. The casino house edge for more about Craps.
⭐ How to Avoid Known Risks at Best Payout Online Casino Sites?
Online casinos that payout USA best are also government regulated entities. Such fastest payout casinos provide you with all responsible gaming controls in your . While the desire to win big at casino games is understandable, you must set wager limits, deposit limits, or playtime limits when needed. You can also the customer care team to set such controls or put yourself on the self-exclusion list. Do not seek online casino payouts in a way that it destroys your finances. Online casino payouts and winnings should not mean fun, not stress.
Our gambling experts have these tips for you:
- Bet with your head, not your impulses.
- Do not chase your losses in a game of chance.
- Look for high RTP percentages in payouts and keep your bet value within limits.
- Use resonsible gaming controls when needed. Do not hesistate to seek help if you are addicted to gambling. Stop playing when needed and exclude yourself from the process.
BonusFinder has made the road easy for you: pick and choose a licensed and regulated high payout casino site on this page, and play real money casino games!
Last updated:
⭐ FAQs Best Paying Casinos USA
- What is the best online casino that pays real money?
-
BetMGM Casino is the best online casino that pays real money. In addition to a high payout percentage, they also give you a $25 no deposit bonus and $1,000 matched bonus when you sign up as a new . BetMGM Casino is available in NJ, PA, MI, & WV.
- Which casinos in America offer the best payouts?
-
Best payout games offer you the best payments and returns. Check our page for casino games and casino payout rates for the best returns to players. At the BetMGM casinos, the highest possible jackpot is $2,276,039! You get $100 free cash in site credits at DraftKings casino, for example, if you use our exclusive link to create your new profile. It is not the casinos but the games that matter.
- Which casino gives Play+ payment bonus?
-
Golden Nugget Casino gave you a $10 Play+ incentive when you deposit using the Play+ payment method but that offer has expired. Most online casinos use the Play+ branded card or play at an online casino real money PayPal no deposit site that you can use with your credit card (such as Mastercard, Visa, or Discover).
- Which are the top casino games for maximum payouts?
-
Jackpot slots, high RTP slots, table games have high payout percentages. We have reviewed best casinos and casino games for high returns to US people.
- What is the average payout percentage for US casinos?
-
There is no definitive answer to this question as payout percentages can vary greatly from one casino game to the next. Slot machines can pay 94 to 97% per cent. This means that for every $100 wagered at an online casino, the casino will pay out an average of $94 to $97 in winnings. For table games and live casinos like Blackjack, Roulette, Baccarat, the payout rates are good but much less as the house edge is more.
- How do I know if an online casino is reputable?
-
US online casino reviews on BonusFinder is totally about trusted, legal, and reputable sites authorized for operations in America. So trust the information we give you on casino games without any worries.
There are a few things you can do to research an online casino to ensure it is reputable. The first step is to check if the casino is licensed by the reputable gambling authority based in USA. This will ensure that the casino has undergone strict testing to meet certain standards. Any online casino that claims to be available for all-of-USA is not a legal gambling site because online casinos are regulated statewise and are tied to a retail land-based site.
Another way to research an online casino is to read reviews from other players and whether they believe it to be good. This can give you an idea of what other people's experiences have been like.
- What is the maximum payment made by casinos?
-
You can withdraw even six-figure sums depending on the withdrawal policies of the gaming site. Each payment option has its own upper limit for maximum pay and cash prizes. Higher pays also need more processing time due to tax formalities. Sweepstakes casinos also cap the volume of cash prizes subject to .
- Which is the best day to win a jackpot?
-
Casino games and software operate randomly; they use a random number generator (RNG) and the games are tested in the laboratory from time to time. So whether it is Monday or Friday for online casino players, it is more about luck/skill than anything else. You can improve your probability for big payouts by choosing high RTP slots and table games that we have reviewed here.
- How long it takes to get money and winnings from an online casino?
-
Approval of withdrawals may vary at different sites. Usually most withdrawals are approved automatically, seconds after you submit them at an online casino. Withdrawals are usually processed within 1 day (24 hours) unless you are asked to submit more documentation. Play+ card may be fastest and instant payout method while check by mail may take 10 to 14 days.
- Can casinos affect slot payouts or return to player?
-
Regulated and legal online casino games have to regularly undergo independent tests for fairness and random results from state licensing authorities such as Michigan Gaming Control Board or the West Virginia Lottery. Casinos can also be punished or their licenses withdrawn if they try to cheat or control the results of casino games.
- Which game has the best odds for payouts?
-
Try Blackjack casino games. It has the lowest house edge. You can also try your hand at American Roulette and Casino Hold'em tables. You can expect card table games in the lobby to have the highest payout percentages: Classic Blackjack multi-hand: over 99% pay rate; Atlantic City Blackjack casino games, and Texas Holdem Poker are also a staple at highest paying online casino sites.
- What are the top banking methods at highest paying real money casinos?
-
You can expect a number of payment methods including the following:
- Cash at Cage
- PayNearMe
- PayPal
- Prepaid Play+ Card
- Skrill
- Venmo
- Wire transfer
- Apple Pay
- Credit card
- Debit card
- eCheck
- Google Pay
- Online banking
